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Are Reading Glasses FSA/HSA Eligible?

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man wearing reading eye glasses

While reading glasses might not be the most expensive things out there, that doesn’t mean you can afford to buy them every year. If you pay for an FSA or an HSA healthcare plan, you may be wondering if it covers reimbursement for reading glasses.

Yes, most FSA and HSA plans will cover the reimbursement of reading glasses. However, there is a catch, especially if you wear other prescription glasses or contacts.

So, keep reading, as we break down everything that you need to know about reading glasses and FSA/HSA plans. You might find that you don’t want to apply for reimbursement even if you’re eligible.

Are Reading Glasses FSA/HSA Eligible?

Whether you have an FSA or an HSA account, you can get a reimbursement for reading glasses! FSA and HSA accounts typically cover these glasses because they require a prescription and not everyone needs them.

However, both FSA and HSA accounts will typically only cover the frames of glasses, not the lenses.

woman using reading eye glasses

Image Credit: Image Point Fr, Shuttertock

How Many Reading Glasses Can You Buy With an FSA/HSA?

While you can apply for a reimbursement for reading glasses if you use an FSA/HSA account, you can typically only use it for one pair of eligible prescription glasses per year. That means if you wear optometrist-prescribed glasses or contacts, you probably don’t want to use your reimbursement on reading glasses.

But if all you wear are reading glasses, you can save yourself a few bucks by getting the reimbursement. Just know that if you do, you won’t get a reimbursement for any more glasses throughout the year. Since reading glasses are typically less expensive than other prescription glasses, it’s not always the best idea to use your reimbursement for them.

woman choosing eye glasses

Image Credit: George Rudy, Shutterstock

What Is an FSA/HSA Account?

FSA and HSA plans are healthcare savings accounts that help cover certain expenses that typical insurance doesn’t cover. An HSA is a private plan that you can sign up for if you have a high-deductible health insurance plan.

An FSA is similar, except that it’s a benefit that your employer has to offer. That said, most employers don’t contribute to your FSA or HSA; that still falls on you.

Woman doing eye test with optometris

Image Credit: wavebreakmedia, Shutterstock

Final Thoughts

If you’re trying to find unique ways to use the money in your FSA or HSA account, getting reimbursements for your reading glasses can be a great place to start. Most plans will cover one pair of prescription glasses a year, and it doesn’t have to be an optometrist-prescribed pair.

While most reading glasses don’t cost that much, if you can save a few bucks by filing for a reimbursement, you might as well do it!


Featured Image Credit: tommaso79, Shutterstock

About the Author Robert Sparks

Robert’s obsession with all things optical started early in life, when his optician father would bring home prototypes for Robert to play with. Nowadays, Robert is dedicated to helping others find the right optics for their needs. His hobbies include astronomy, astrophysics, and model building. Originally from Newark, NJ, he resides in Santa Fe, New Mexico, where the nighttime skies are filled with glittering stars.

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